How you can buy with ESTO3?

1. Choose a product/ products you like.

2. Fill out a FORM, copy link of your product to the form and choose ESTO3. You can find the form HERE.

3. Confirm your order and you will receive contract on your e-mail. Sign the contract and we will let you know when your order is ready for pick-up or delivery.

What is ESTO3?

- 3 equal payments over a period of three months

- 0% interest rate

- 0€ extra cost

- First payment is on the next month

- ESTO will let you know when your payment is due

ESTO 3 is a new generation of payment method that allows you to pay conveniently and quickly - in three equal installments, with no extra fees!

Choose the most popular ESTO 3-part payment method at the checkout to pay for your purchases! ESTO 3 helps you split your purchase easily into 3 equal parts, with 0€ interest and 0€ extra fees!

ESTO is a financial services company that was founded in 2016. The brand was born out of the need for a new generation of payment solutions, suitable for both - the end consumer and the merchant. Today, ESTO offers a wide range of payment solutions in the Baltics and has a partner network of more than 2,000 partners and stores and over 200,000 customers.

See the terms and conditions here: www.esto.eu/ee.

If you need help, contact an ESTO AS employee at info@esto.ee or via www.esto.ee LIVE-chat window.

How you can buy with ESTO INSTALLMENT?

1. Choose a product/ products you like.

2. Fill out a FORM, copy link of your product to the form and choose ESTO INSTALLMENT. You can find the form HERE.

3. Confirm your order and during 24h you will receive application link where you can select your preferred repayment period, monthly installment amount. Sign the contract and we will let you know when your order is ready for pick-up or delivery.

What is ESTO INSTALLEMNT?

- repayments period 3 - 60 months

- quick response

- Start paying from the next month

- Digitally sign the contract, using Smart ID, Mobile-ID or banklink.

ESTO hire-purchase is the fastest and most convenient payment solution that helps you set up a payment schedule based on the period of your choice. The payment solution makes the decision in real time and you can complete your purchase in less than 60 seconds.

- All citizens of the Republic of Estonia aged between 18 and 70 can apply for an ESTO hire-purchase

- ESTO hire-purchase can be signed quickly and conveniently for legal entities.

- ESTO hire-purchase is offered and managed by ESTO AS.

Attention! Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an employee of ESTO AS or another specialist. ESTO AS loan annual percentage rate is 23.63% under the following example conditions: loan amount 1490 euros, cost of goods/services 1490 euros, down payment 0%, fixed interest rate 11.90%, contract fee 0 euros, total amount loan and repayment of 1844.64 euros, subject to repayment of the loan within 24 months, in equal monthly instalments of 76.86 euros. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist. The hire purchase service is offered and regulated by ESTO AS.

ESTO is a financial services company that was founded in 2016. The brand was born out of the need for a new generation of payment solutions, suitable for both - the end consumer and the merchant. Today, ESTO offers a wide range of payment solutions in the Baltics and has a partner network of more than 2,000 partners and stores and over 200,000 customers.

See the terms and conditions here: www.esto.eu/ee.

If you need help, contact an ESTO AS employee at info@esto.ee or via www.esto.ee LIVE-chat window.

How you can buy with LIISI INSTALLMENT?

1. Choose a product/ products you like.

2. Fill out a FORM, copy link of your product to the form and choose LIISI INSTALLMENT. You can find the form HERE.

3. Confirm your order and during 24h you will receive application link where you can select your preferred repayment period, monthly installment amount. Sign the contract and we will let you know when your order is ready for pick-up or delivery.

What is LIISI INSTALLEMNT?

- interest rate 14,9%

- contract fee 14,90€

- quick response

- No deposit fee

- Digitally sign the contract, using Smart ID, Mobile-ID or banklink.

The financial service provider is AS Holm Bank. Familiarize yourself with the terms of the contract and consult with an expert. The credit cost rate is 37.65% per year under the following example conditions: cost of goods/loan amount €419, contract fee €14.90, period 12 months, fixed interest rate 14.9% of the loan amount per year, total amount to be paid €496.33 and repayment amount €496, 33 €, number of refunds 12.

See the terms and conditions here: holmbank.ee/et/eraklient/jarelmaks/liisi-jarelmaks

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